The best advice we can give when it comes to taxes, parents and divorce is to plan for the future. Taxes can affect a home purchase, determine your mortgage amount, and even impact what your child will receive from Uncle Sam. In this episode, we will help you get prepared for taxes whether you are …
Getting SplitReady 31.3: Upcoming Tax Changes In a Post-COVID World Read More »
The real estate market is hot, and similarly, the lending market has exceptionally low rates. It can be the perfect time to invest or refinance your property, depending on your situation. We discuss how forbearance affects the lending process, what you should expect coming out of the pandemic, and whether your credit score impact your …
Getting SplitReady Episode 31.2: What Does the Lending Market Look Like For Buyers Read More »
As the world begins to open back up, the real estate market is taking off. We discuss what is making it so hot and how long it will last. Is renting the right option for you? Have you deferred maintenance on your home? What about first time home buyers? Listen now to learn more about …
Getting SplitReady Episode 31.1: Tips on How to Navigate a Hot Real Estate Market Read More »
Douglas Katz – 2 June 2021 So, I read an article last week trumpeting the loosening of lending guidelines for mortgage loan applications. I actually re-read it several times because, as one in the lending trenches, I am seeing a very different landscape. Deals that I could have done blindfolded with my hands behind my …
How to Get Your Mortgage Application Approved Post-COVID Read More »
This article originally appeared on keystonemediation.com. Are you in the beginning stages of your divorce and thinking about college? Maybe financial aid is really far down on the list of things you need to figure out. Maybe you have been killing it as co-parents for a while now and suddenly the eldest is studying for …
Divorced Parents, College, and Financial Aid – Part 1: FAFSA Basics Read More »
DOUGLAS KATZ – 05/12/21 – UPDATED 5/17/21 We all know that technology has made it possible for thieves to thrive. With that said, they’ve found new and different ways to steal from you. One scam that has become a huge issues is what I call the interception scam in real estate closings. I call …
6 Tips To Avoid Real Estate Scams When Closing On a Home Read More »
How do you determine equity in your home if you are going through the divorce process? It starts with homeownership. If you ask a homeowner if they own their home, you might get a range of answers. While most will say yes, they rarely think in the correct terms of what the value of that …
How Do You Determine Equity in Your Home For Your Divorce? Read More »
When you think mortgage and home financing, rate, price and payment may be the first words that come to mind. Unfortunately, this represents the post-housing crash lending landscape of low cost at all cost. As the market changed, loans became much more of a commodity than in the past. Shopping tools and information on the …
How to Pick a Mortgage Lender and the Value of Expertise Read More »
Can you buy or refinance after your divorce? The question is always complex, but right now it is even more so. During COVID, many homeowners took mortgage loan forbearance to help manage the financial squeeze that the pandemic caused. For those unfamiliar with the term, forbearance basically means that a lender is allowing a borrower …
How Does Mortgage Loan Forbearance Impact Refinancing or Buying a House? Read More »
One of the top questions that I get from clients in my divorce lending practice is “can I afford my marital home post divorce”? This is a valid question and I am invariably able to provide them consul on their borrowing power. The error that many make, however, is to not adding onto that a …
When Should You Refinance Your House After Divorce? Read More »
